Are terms and conditions required by law?

Rarely as such, but you need them to set rules for users, limit your liability and state which law applies. Consumer and e-commerce laws also require certain disclosures, so terms are standard for any product that takes sign-ups or payments.

Is this legal advice?

No. It is a template built from your answers. A lawyer should review it, especially if you take payments, host user content or serve several countries.

What should I choose for governing law?

Use the country or state where your company is based, for example "India" or "England and Wales", and name a city for the courts. Consumers may still keep rights under their local law.

Do I need terms and a privacy policy?

Yes, they do different jobs. Terms set the rules of use and liability; the privacy policy explains personal data. Link both from your footer and sign-up form.

Can I edit the output?

Yes. Copy the Markdown or HTML and edit it freely in your own editor. Regenerating from the form will not touch your edited copy.

Terms and Conditions for [Service name]

Last updated: 6 November 2026

1. Agreement to these terms

These Terms and Conditions ("Terms") are a binding agreement between you and [Company name] ("we", "us") about your use of [Service name]. By accessing or using it you accept these Terms. If you do not agree, do not use it.

2. Eligibility

You must be at least 18 years old to use [Service name]. If you use it for an organisation, you confirm you have authority to bind that organisation to these Terms.

3. Your account

Give accurate information and keep it up to date.
Keep your password confidential. You are responsible for activity under your account.
Tell us promptly at [contact email] if you suspect unauthorised use.
We may suspend or close accounts that break these Terms.

4. Acceptable use

You agree not to:

Break any law or infringe anyone's rights.
Upload malware, or probe, scrape or overload our systems.
Attempt to access accounts, data or areas you are not authorised to use.
Misrepresent who you are, or use the service to send spam or harass others.

5. Our intellectual property

The service, including its software, design, text, graphics and trademarks, belongs to [Company name] or its licensors and is protected by intellectual property laws. We give you a limited, personal, revocable, non-transferable licence to use it as these Terms allow. You may not copy, resell or reverse engineer it except where the law permits.

6. Third-party links

The service may link to sites or services we do not control. We are not responsible for their content or practices, and you use them at your own risk.

7. Disclaimer of warranties

[Service name] is provided "as is" and "as available". To the fullest extent the law allows, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not promise the service will be uninterrupted or error-free.

8. Limitation of liability

To the fullest extent the law allows, we are not liable for indirect, incidental, special or consequential damages, or loss of profits, data or goodwill. Our total liability for any claim is limited to the amount you paid us in the 12 months before the claim arose, or a nominal sum if you paid nothing.

Nothing in these Terms limits liability that cannot be limited by law, such as for fraud or death or personal injury caused by negligence.

9. Indemnity

You agree to indemnify [Company name] against claims, losses and costs (including reasonable legal fees) arising from your breach of these Terms or misuse of the service.

10. Termination

You may stop using the service at any time. We may suspend or end your access if you break these Terms or if we stop offering the service. Sections that by their nature should survive termination, such as ownership, disclaimers and liability limits, will survive.

11. Governing law and disputes

These Terms are governed by the laws of [Governing law], without regard to conflict-of-law rules.

The courts at [Courts or venue] have jurisdiction over disputes, subject to any mandatory consumer rights you have in your country.

12. Changes to these terms

We may update these Terms. We will give at least 14 days' notice of material changes, for example by email or a notice in the service. Continuing to use [Service name] after the change takes effect means you accept the new Terms.

13. Contact

Questions about these Terms: [contact email].

Write terms that match your product

Generic terms copied from another company often describe features you do not have and miss the ones you do. This generator switches clauses on or off based on how your product works.

Step 1: describe your product

Enter your company name, product name, site address and a contact email, then choose what you offer: a website, app, SaaS, store or marketplace. SaaS and app choices add automatic-renewal wording for subscriptions, and marketplace adds a rule against prohibited listings.

Step 2: pick the law and the venue

Governing law decides which country's rules interpret the terms. The courts field names where disputes are heard. Tick arbitration only if you really want disputes settled privately first; many small businesses prefer plain court jurisdiction.

Step 3: switch features on

Accounts adds clauses about passwords and suspension.
User content adds a licence so you can host what people upload, while they keep ownership.
Paid plans, trials and refunds add billing, renewal and refund wording.
Liability cap limits what you owe to the amount a user paid in the last year, which is a common and sensible default.
Notice days sets how far ahead you will announce changes.

Step 4: publish

Use the Preview to read it as a user would, then copy the HTML for your site or the Markdown for a docs repository. Put the page at /terms, link it in the footer and ask for acceptance with a checkbox at sign-up and checkout, because a link nobody agreed to is hard to enforce.

Checks before you go live

Read every section and delete anything that does not fit.
Make sure the refund clause matches your real refund policy, or generate one with our refund and cookie policy generator.
Ask a lawyer to review the clauses on liability, indemnity and governing law.

This is a template, not legal advice.

Terms and Conditions Generator

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