Expense and Budget Tracker

A private budget tracker that takes a minute to set up

This tracker keeps a simple record of money coming in and going out, compares spending with monthly budgets and shows where it goes. Everything is stored in your browser, there is no sign-up, and your numbers never leave your device. The first view shows a fictional household so you can see how it works. Use Reset to sample later, or Clear all to start with your own data.

Getting started

1. Add entries. In Transactions choose income or expense, a date, an amount, a category and an optional note. Add them as they happen or in one sitting each week.
2. Set budgets. In Budgets give each spending category a monthly limit. The Overview shows a bar per category, amber near the limit and red once you are over it, and a warning appears at the top of the page.
3. Add recurring items. Rent, salary, subscriptions and annual fees go under Recurring. Choose weekly, monthly or yearly and a start date, and optionally an end date. They appear in every month they apply to.
4. Read the charts. The donut shows each category's share of spending. The bars compare income with expenses for the last six months, which is the quickest way to see whether you are saving.

Several currencies

Set your base currency under Currencies and data, then add the other currencies you use with a rate, meaning how many units of the base currency one unit of the other is worth. Choose the currency on each entry. Rates are manual by design, so your history never changes when markets move. Update a rate when you want newer entries converted differently.

Import, export and backup

Export a month or all entries as CSV to open in a spreadsheet. Import a CSV from your bank by giving it a header row with date, amount and, if you have them, type, currency, category and note. Use Backup JSON regularly, because browser storage can be cleared. Restore JSON brings back everything: entries, budgets, rates, categories and recurring items.

Habits that make budgets work

Keep categories few, around eight to twelve. Budget from last month's real numbers, not from hope. Review once a week for five minutes, and move unspent money to a savings category on purpose rather than letting it disappear.

When you need more

A browser tracker suits one person. If you want shared household or team budgets, bank connections or approvals, DEV3 can build a finance app around your process.